We’re in your corner.

Buying a home can be confusing and stressful. Having an expert Orange Network adviser in your corner means they will guide you through the process, provide hands-on support and translate all that complicated real estate and legal jargon.

With relationships with all the major lenders in New Zealand, we know what a good deal looks like and will find the home loan solution that’s right for you.

Home loans.

We deal with a range of banks and lenders, so you don’t have to. Spend your time hunting for that perfect home while we hunt down the best deal for you. It’s not just about the lowest interest rate - we’ll help you structure your loan to save money in the long term. Our expert advisers know how to put together a great application, to present you in the right way and help the bank say ‘yes’. We will help you understand:

• how much you can borrow and what repayments you can afford

• what you might be able to do with less than 20% deposit

• how to use your Kiwisaver deposit and what grants you might be eligible for.

Property investment.

We treat investment property as it should be treated - a business. When you work with Orange Network, we take the time to understand what you're looking to get out of your investment portfolio, and help guide your investment decisions accordingly. Whether you’re a first-time investor or have a multi-million dollar portfolio, we'll help make sure your investments carry minimal risk. We can connect you with other business professionals to ensure your ownership structure is as safe and tax-efficient as possible. If you're serious about investment, talk to us.

New build home loans.

Did you know different lending rules apply to new build homes? You could purchase a brand new property with only 5-10% deposit. Construction lending can be complex but it doesn't need to be. We aim to take the stress out of the process for you, with in-depth knowledge of the building finance process from start to finish. We work with your team of professionals, like your builder and solicitor, to get everything in place so you can focus on the important things - like what style of door handles to choose. Whether you’re a first home buyer or a developer looking at a large-scale subdivision, our team can support your next project.

Specialist support for first home buyers.

We'll work with you from start to finish and arm you with all the information you need to secure your first home safely. We know how stressful the process can be, so we'll be there to guide you with a step-by-step plan and clear communications, to make sure you feel comfortable along the way. We'll surround you with the experts you need to make smart, informed decisions and finally make that home ownership dream a reality. Start by checking out our free first home buyer worksheet and reach out to us to get started.

Refinancing your mortgage.

You might already have a mortgage - but do you have a plan to get rid of it? When it comes to restructuring or refinancing your lending, it’s not just about finding the lowest interest rate. An expert Orange Network adviser will work with you to build a plan with your goals and lifestyle in mind, so you have a strategy to pay off your home loan and save money in the long term. Because no one really wants a 30 year mortgage, right?

Personal lending.

Too many Kiwis find themselves with a high-interest personal loan that isn’t working for them - and is holding them back. From credit cards to car loans, repayments on a poorly planned personal loan can quickly become your biggest household expense. We just don’t think that’s okay. An expert Orange Network adviser will work with you to figure out if a personal loan is right for you, or help you consolidate existing loans into something that’s manageable and sustainable. We work with a range of lenders who offer fair interest rates based on your credit score and flexible loan terms of up to seven years. Above all, we’ll make sure you get good advice and have a plan to get rid of the debt.